Your personal risk profile determines your risk premium…. Most of us have life, disability and critical illness cover in place to provide us and our families with financial protection. However, very few people actually know how these premiums are calculated. The good...
As Spring approaches, the days get warmer and we move to level 1 of lockdown, there seems no better time than now to “spring clean” our finances. Debra Slabber of Morningstar Investment Management South Africa wrote the article below providing easy steps to get...
There has been ongoing hype in the media about the proposed implementation of National Health Insurance in South Africa. Although this may be a wonderful idea, as most of us are spending a very high proportion of our disposable income on medical aid and top-up...
Question: Anne (30) and Paul (35), married with 2 kids (2 and 5), recently purchased their first home. Anne and I recently purchased our first home together, a place where we envision our two young children will grow up. What startled us when we signed all of the...
‘Stay the course’ is a phrase that has its origins in nautical metaphor and has been popularised by world leaders primarily in the context of war or battle. According to Stewart Alsop’s 1973 memoirs of a conversation with Winston Churchill, the British Prime Minister...
Many South African households are feeling the pinch financially, and you may be tempted to cancel your life cover to free up some much-needed cash. But this could be a big mistake, with dire financial consequences for your loved ones. Hennie de Villiers, the deputy...
