Opportunity or threat? Infrastructure investments and Regulation 28

On 26 February 2021, National Treasury released a proposal to amend Regulation 28 of the Pension Funds Act to make it easier for pension funds to invest in infrastructure projects. This raised concerns that government could force pension fund members to invest in...

Save now or retire never

Life happens, but if you have a flexible plan, with some non-negotiables, you’ll be able to meet your investment dreams. – By Stephen Katzenellenbogen – NFB Private Wealth Management Moneyweb link I have, for quite a while, thought about the importance of...

TFSAs – maximising retirement income, minimising estate duty

Author: Paul Hutchinson Sales Manager | Investec Tax free savings accounts (TFSAs) are a great initiative from government to encourage savings in South Africa. Jaco van Tonder,1 Advisor Services Director at Investec Asset Management, has previously discussed how to...

A woman’s guide to financial freedom

Financial Planning / Amelia Morgenrood CAPE TOWN – Research shows that women lack confidence when it comes to investing their money, and they are mostly risk-averse. About one-third of affluent women say the stock market is “too risky” for them, according to a...

A Case for the Guaranteed Life Annuity

The following article underlines the importance of understanding what you are committing to when choosing between a living annuity and a guaranteed life annuity.  With almost all financial markets currently exhibiting signs of exuberance it may be prudent right now to...