South Africa’s new Two (three) Pot System

The proposed two-pot system for retirement savings is due to come into effect on the 1st of September 2024.  We have summarised the most pertinent points below: The system intends to divide retirement contributions into two separate pots: a ‘savings pot’ and a...

Medium-Term Budget Policy Statement (MTBPS) 

Medium-Term Budget Policy Statement (MTBPS)  Morningstar South Africa Minister of Finance, Mr Enoch Godongwana, tabled the Medium-Term Budget Policy Statement (MTBPS) in Parliament on 1st November, providing an update on South Africa’s finances and in particular its...

Back to basics – Principles of investing 

Back to basics – Principles of investing Debra Slabber, Director: Portfolio Specialist, Morningstar South Africa Sometimes I find it incredibly difficult to make sense of this crooked world we live in, and I often hear how perplexed investors are as well. The...

Keep it Simple

Keep it Simple. 99% of long-term investing is doing nothing… By Roné Swanepoel, Business Development Manager, Morningstar Investment Management South Africa “It’s not whether you’re right or wrong that’s important, but how much money you...

Is this SA’s darkest hour? Watch Jeremy Gardiner and more…

Is this SA’s darkest hour? Watch Jeremy Gardiner and more… We thoroughly enjoyed the Taking Stock virtual roadshow hosted by Ninety One earlier this month. As always, Jeremy Gardiner (Director at Ninety One) delivered another fantastic presentation, this...

10 Tips for women and their finances this Women’s Month

10 Tips for women and their finances this Women’s Month By Victoria Reuvers, Managing Director, Morningstar Investment Management South Africa This month, we celebrate Women’s Day in South Africa as well as women increasingly taking charge of their financial...