At Southwood Financial Planning we have always advised clients of the benefits of offshore diversification. The article below supports this and discusses many of the funds we utilise in obtaining offshore diversification for clients. The article, written by Patrick...
Settle your debt first, before you start saving……is this the best advice? Paying off your personal loan Credit cards Store cards (Edgars account, Woolworths account) Personal loans Often short-term debt such as the above comes with a high interest rate. By paying off...
The best gift you can give your child….is an education Investing in their future With each passing year education costs continue to skyrocket (well over the consumer price index) and our clients continue to express their growing concern over funding their children’s...
Recently, when looking across local and international investment managers, we noticed again that there is little standardisation of how performance figures are presented on fact sheets. Percentage returns are usually presented as either (i) discrete (or calendar)...
Click HERE to read the market update for December 2014 incorporating performance numbers for calendar 2014 with a brief summary below. Click HERE to have a look at the summary of Investec Asset Management’s Global Multi Asset view point and investment themes for...