The Cost of Market Timing

Given the volatility experienced year-to-date compared with 2017, we continue to remind clients that market fluctuations are a necessary part of investing and that it is important to stick to your long-term investment plan. Market fluctuations are an expected and...

Cash – the riskiest asset of all

Clients often suffer from “inflation illusion”, not understanding how destructive inflation can be over time. This is why when we are illustrating potential retirement scenarios to clients, we always convert future value outcomes back to present values. This article...

Budget 2018: National Treasury increases offshore investment

In the latest Viewpoint from Paul Hutchinson of Investec he comments on the recent National Treasury announcement increasing limits for offshore investments by collective investment schemes, investment managers and long-term insurers from 35% to 40% and an increase...

A woman’s guide to financial freedom

Financial Planning / Amelia Morgenrood CAPE TOWN – Research shows that women lack confidence when it comes to investing their money, and they are mostly risk-averse. About one-third of affluent women say the stock market is “too risky” for them, according to a...

How much do you need to retire?

By : Maya Fisher-French – June 15, 2017    See on-line article: Maya on money At a recent investor roadshow, Richard Carter, head of product development at Allan Gray, provided some figures to illustrate how much you should already have saved for retirement,...

“Paint risk based masterpieces” – by Simon Hudson Peacock

Congratulations to Simon Hudson-Peacock whose article, “Paint risk based masterpieces”, was published in the August 2017 edition of the Financial & Advisory News. A new client walks into my office. I can see that she is nervous. She has received a windfall and...