The importance of saving towards your retirement cannot be stressed enough. The question should not be, can I afford to put more towards my retirement, but rather, can I afford not to? Furthermore, just as important is having an advisor who can provide you with educated, well researched advice.
The link below highlights this and puts things into perspective as we look as Tom Palone “former vice-president at dental care company Oral B who, at the peak of his career earned a six-figure salary in US dollars and flew first-class around the world as a business mover and shaker. Now, seventeen years after his retirement, he is flipping burgers and serving drinks at a golf cub where his weekly earnings are what he used to earn per hour while employed at Oral B.”
http://www.moneyweb.co.za/moneyweb-the-money-whisperer/from-top-executive-to-burger-flipper