GETTING BACK FROM THE TAXMAN – T2019

Retirement Annuities As the end of the current tax year approaches, it may be a good time to consider an additional ad hoc contribution to your Retirement Annuity so that you can make the most of the annual maximum tax deductible amount allowed by SARS.   Perhaps you...

Southwood Market Update

We live in eventful times. And, although we do not have a crystal ball to predict future outcomes, the good news is that our Southwood Model Portfolios are well structured leading into such a volatile and unpredictable future. With a diversified investment mix that is...

GIVING BACK

At Southwood Financial Planning we are continually making a conscious effort to reduce our carbon footprint and strive to support our local community. Many of you already know that we are proud sponsors of the Sparrow Society, whose mission is to “Change the world one...

Does it pay to put all of your eggs into your “bond basket”?

Question: Anne (30) and Paul (35), married with 2 kids (2 and 5), recently purchased their first home. Anne and I recently purchased our first home together, a place where we envision our two young children will grow up.  What startled us when we signed all of the...