Over Coffee Market & Economic Commentary | January 2026
BUDGET | December posted a R38.4bn surplus, beating expectations and reinforcing improving FY25/26 fiscal momentum. The Rand | The currency strengthened through R16/$, its f irmest level since 2022. Inflation | Core CPI rose to 3.3% in December, the highest reading...
RA and TFSA Top-Up
As the tax year draws to a close, it’s now time to take stock and review whether you’ve taken full advantage of the available tax benefits. The tax year ends on 28 February, and there is still time to make a lump-sum top-up to your retirement annuity and/or tax-free...
Over Coffee Market & Economic Commentary | December 2025
JSE. JSE equities returned 62.2% in USD during 2025, marking the strongest calendar year since 2009. | The Rand. The rand ended 2025 at its strongest level against the US dollar since August 2022. | Trade. South Africa posted a R37.7bn trade surplus in November, the...
FINANCIAL LIFE PLANNING
We provide our clients with holistic, personalised, objective financial life planning by placing their interests above our own and continually striving to exceed their expectations
FINANCIAL PLANNING PROCESS
Our six step process towards achieving your financial and lifestyle goals
PERSONAL FINANCIAL PLANNING
Our comprehensive financial services offering for individuals.
BUSINESS FINANCIAL PLANNING
Robust financial solutions for businesses and business owners
“We provide our clients with holistic, personalised, objective financial planning solutions by placing their interests above our own and continually striving to exceed their expectations.”
WELCOME TO SOUTHWOOD FINANCIAL PLANNING
As independent financial advisors and planners, we provide objective advice by looking across various product providers to find the most appropriate solution for you.
Southwood Financial Planning is one of only a handful of FPI Approved Professional Practices® in South Africa. This accreditation reinforces the fact that Southwood adheres to the highest standards of competency, professionalism and ethical conduct. It validates that the practice follows the six step financial planning process and that client centricity is placed at the heart of the business.
Southwood Financial Planning is an authorised Financial Service Provider. FSP No. 13566
FINANCIAL PLANNING INSTITUTE
The professional association for financial planners in South Africa
MORNINGSTAR
Internationally recognised fund manager research capability
MASTHEAD
Compliance and risk management for independent financial planners









