Over Coffee Market & Economic Commentary | November 2025
Credit Rating. S&P upgraded SA’s foreign-currency sovereign rating to BB from BB-. The first upgrade in over two decades. SA Food Inflation. Food and non-alcoholic beverages inflation slowed to 3.9% – its lowest reading in more than three years.
Your personal risk profile determines your risk premium….
Your personal risk profile determines your risk premium…. Most of us have life, disability and critical illness cover in place to provide us and our families with financial protection. However, very few people actually know how these premiums are calculated. The good...
Over Coffee Market & Economic Commentary | October 2025
SA Trade. A monstrous R21.8bn surplus — the fattest treasure chest since March 2025. Inflation. Core inflation crept to 3.2% — a spooky rise not seen since February’s 2025 haunt.
FINANCIAL LIFE PLANNING
We provide our clients with holistic, personalised, objective financial life planning by placing their interests above our own and continually striving to exceed their expectations
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Our six step process towards achieving your financial and lifestyle goals
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“We provide our clients with holistic, personalised, objective financial planning solutions by placing their interests above our own and continually striving to exceed their expectations.”
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As independent financial advisors and planners, we provide objective advice by looking across various product providers to find the most appropriate solution for you.
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