RA and TFSA Top-Up
As the tax year draws to a close, it’s now time to take stock and review whether you’ve taken full advantage of the available tax benefits. The tax year ends on 28 February, and there is still time to make a lump-sum top-up to your retirement annuity and/or tax-free...
Over Coffee Market & Economic Commentary | December 2025
JSE. JSE equities returned 62.2% in USD during 2025, marking the strongest calendar year since 2009. | The Rand. The rand ended 2025 at its strongest level against the US dollar since August 2022. | Trade. South Africa posted a R37.7bn trade surplus in November, the...
Over Coffee Market & Economic Commentary | November 2025
Credit Rating. S&P upgraded SA’s foreign-currency sovereign rating to BB from BB-. The first upgrade in over two decades. SA Food Inflation. Food and non-alcoholic beverages inflation slowed to 3.9% – its lowest reading in more than three years.
Tax-free investing after 50 – Why it’s not too late
Seugnet de Villiers and Trevor Garvin
Investing and spending: Two sides of the same coin
Rob Johnson, Head of Investments, Nic Andrew, Managing Executive | Nedbank
FINANCIAL LIFE PLANNING
We provide our clients with holistic, personalised, objective financial life planning by placing their interests above our own and continually striving to exceed their expectations
FINANCIAL PLANNING PROCESS
Our six step process towards achieving your financial and lifestyle goals
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“We provide our clients with holistic, personalised, objective financial planning solutions by placing their interests above our own and continually striving to exceed their expectations.”
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As independent financial advisors and planners, we provide objective advice by looking across various product providers to find the most appropriate solution for you.
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Southwood Financial Planning is an authorised Financial Service Provider. FSP No. 13566
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The professional association for financial planners in South Africa
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