Your personal risk profile determines your risk premium….

Your personal risk profile determines your risk premium…. Most of us have life, disability and critical illness cover in place to provide us and our families with financial protection.  However, very few people actually know how these premiums are calculated. The good...

Tariffs: The Stealth Tax

Tariffs: The Stealth Tax By: Sandy McGregor (from Allan Gray Investments) On 2 April, President Donald Trump took the market by surprise with the size and extent of the tariffs on US imports he implemented via a presidential order. Global share markets sold off...

Understanding the impact of Trump’s tariffs

Understanding the impact of Trump’s tariffs The widely anticipated tariffs were announced by President Trump on the 2nd of April . The sweeping announcement is intended to ‘make America wealthy again’ as tariffs effectively tax foreign producers on their...

Budget Speech Update 2025

Budget Speech Update 2025 The 2025 National Budget was delivered in Parliament yesterday by South African Finance Minister Enoch Godongwana.  The two key changes were as follows: VAT The 2025 Budget speech is finally over the line after the initial attempt came undone...