Don’t be lazy with your cash

Don’t be lazy with your cash By Michael Kruger, CFA® Senior Investment Analyst, Morningstar Investment Management South Africa A record amount of R1.6 trillion is currently held in South African bank accounts as retail savings deposits. This is a staggering...

Cash – the riskiest asset of all

Clients often suffer from “inflation illusion”, not understanding how destructive inflation can be over time. This is why when we are illustrating potential retirement scenarios to clients, we always convert future value outcomes back to present values. This article...