Does it pay to put all of your eggs into your “bond basket”?

Question: Anne (30) and Paul (35), married with 2 kids (2 and 5), recently purchased their first home. Anne and I recently purchased our first home together, a place where we envision our two young children will grow up.  What startled us when we signed all of the...

DIGGING YOURSELF OUT OF DEBT

Question: Kathy, conveyancing attorney – age 29 I am a single professional woman in my late 20’s.  I live alone in a rented apartment and recently bought a car which I am currently repaying on a monthly basis.  While I have built a good career for myself, I am...

The Cost of Market Timing

Given the volatility experienced year-to-date compared with 2017, we continue to remind clients that market fluctuations are a necessary part of investing and that it is important to stick to your long-term investment plan. Market fluctuations are an expected and...

Cash – the riskiest asset of all

Clients often suffer from “inflation illusion”, not understanding how destructive inflation can be over time. This is why when we are illustrating potential retirement scenarios to clients, we always convert future value outcomes back to present values. This article...

Budget 2018: National Treasury increases offshore investment

In the latest Viewpoint from Paul Hutchinson of Investec he comments on the recent National Treasury announcement increasing limits for offshore investments by collective investment schemes, investment managers and long-term insurers from 35% to 40% and an increase...